Home Improvement Loans are specifically designed for customers who need capital to renovate their existing homes. Loan amounts are available up to USD 15,000 or the equivalent in Khmer Riel, with a loan term of up to 60 months.

Key Benefits
  • Service - Receive fast approval
  • Flexible Conditions - Loan terms up to 60 months
  • Trust and Safety - Properly licensed by the National Bank of Cambodia
  • Low Interest Rates - Negotiable
Loan Details
Loan Purpose
  • Build fences
  • Room renovations or home décor
  • Finishing house construction
  • Bathroom renovations
  • Kitchen renovations and many other purposes
Currency

US Dollar (USD)

Khmer Riel (KHR)

Loan Size

Up to $15,000

Up to 60,000,000៛

Term

Up to 60 months

Interest Rate

1.15%-1.42% (Negotiable)

Collateral Type

Hard Title, Soft Title, or Hard Title Receipt (L-Map)

Requirements

Khmer nationality, age 18–70 years, and having a real occupation

Required Documents
  • Cambodian National ID Card or Passport (Valid)
  • Family book, Residency book, Birth Certificate, or Birth Confirmation Letter
  • Income-Expense report for the last 3 month
  • Other documents (as required)
How to Apply

Visit our nearest branch or call 023 213 900 for application assistance. You can also apply via the form below, our team will reach out to you within 3 business days.

Loan Request

[ Privacy Policy ]
Privacy Policy
Introduction

This Privacy Policy describes how BNKC (Cambodia) Microfinance Institution Plc. ("we," "us," or "our") collects, uses, and shares your personal information when you visit our website or apply for a loan.

Information We Collect

We collect information that you provide directly to us through our lead forms, including:

  • Name
  • Phone Number
  • Location/Address
  • Loan Requirements
How We Use Your Information

We use the information to:

  • Contact you regarding your loan inquiry.
  • Assess your eligibility for financial products.
  • Improve our customer service.
Data Protection

We implement industry-standard security measures to protect your data. We do not sell or lease your personal information to third parties for marketing purposes.

Contact Us

If you have questions about this policy, please contact us at:

Email Address: hq.info@bnkcmfi.com

Phone Number: 023-213-900

Terms & Conditions
General Terms

By submitting an application through this website, you acknowledge that this is an inquiry and not a binding loan agreement. All loan approvals are subject to BNKC (Cambodia) MFI Plc’s internal credit assessment and criteria.

Accuracy of Information

The applicant must provide true and accurate information. BNKC (Cambodia) MFI Plc reserves the right to reject any application that contains false or misleading details.

Changes to Rates

Interest rates and terms displayed on the website are for illustrative purposes only and may change based on the market conditions or the specific profile of the applicant.

Right to Decline

BNKC (Cambodia) MFI Plc. reserves the right to decline any loan application without providing a specific reason, in accordance with our internal policies.