BNKC (Cambodia) Microfinance Plc. provides business loans to support business expansion, working capital, investment needs, and other business-related purposes. Our financing solutions are designed to help entrepreneurs and business owners achieve sustainable growth.

Loan approval is subject to eligibility and internal credit assessment.

Key Benefits
  • Professional Service - Applications are reviewed promptly and processed in accordance with BNKC's lending policies.
  • Flexible Conditions  Repayment terms of up to 120 months, depending on loan purpose and approved conditions.
  • Trust and SafetyBNKC (Cambodia) Microfinance Plc. is licensed and regulated by the National Bank of Cambodia.
  • Competitive Interest Rates - from 0.95% to 1.50% per month (Negotiable)
Loan Details

Loan Purpose
  • Business expansion
  • Starting a new business
  • Business investment
  • Other business-related purposes

Currency

US Dollar (USD)

Khmer Riel (KHR)


Loan Size

Up to 200,000

Up to 800​ Million


Term

Up to 10 years depending on loan purpose and approved conditions


Interest Rate

0.95%-1.5% (Negotiable)


Collateral Type
  • Hard Title
  • Soft Title
  • or Hard Title Receipt (L-Map)

Requirements
  • Be Cambodian nationals
  • Be between 18 and 70 years old
  • Have a stable occupation or operating business

Required Documents
  • Cambodian National ID Card or Passport (Valid)
  • Family book, Residency book, Birth Certificate, or Birth Confirmation Letter
  • Business license or Patent tax (if available)
  • Income-Expense report
  • Other documents (as required)
How to Apply

Visit our nearest branch or call 023 213 900​ for application assistance. You can also apply via the form below, our team will reach out to you within 3 business days.

Important information
  • Loan approval is subject to eligibility and internal credit assessment.
  • Interest rates, repayment terms, and loan amounts depend on approved loan conditions.
  • Terms and conditions apply.
  • BNKC reserves the right to approve or decline any application.